Multicar discount

Save money with our Multicar discount

Get £50 off every additional car from your household that you insure with us. Find out how much you could save with our Multicar discount today. 

Start a Multicar quote
A smiling couple in their 50's

Save money with our Multicar discount

pound-coin

Save money on your car insurance

We offer a £50 discount on each additional car you insure with us, so the more you add, the more you save!
smiley-face-2

Anyone in your household

We offer a discount on car insurance for anyone living at the same address, so share the savings with your family!
multicar

Add up to 5 cars

Add up to 5 cars and steer your savings in the right direction with a total of £250 off!
shiny-car

Flexible coverage for each vehicle

It gives you the flexibility to choose the right level of cover for each car, so every vehicle gets the protection it needs.
card

Save on all your cars at renewal

All your cars benefit from a discount at renewal, helping you save even more!
ease-of-use

Separate policies and renewal dates

Keep things hassle-free with separate policies and renewal dates, so you don’t have to worry about paying for everything at once.
shield

Tailor your protection

Check out our Optional Extras to customise your cover just the way you like it, from Breakdown Cover to Legal Expenses!
claims

Easy claims process

Ready when you need us. Should the worst happen, our 24/7 Claims team is always there to support you from accident to repair. Over the phone or online. It’s up to you.
A graphic of an Amazon gift card

Fancy a £250 Gift Card?

Submit your renewal date

What our customers think

Join our satisfied customers.

Ease. It's central.

“It was a very easy transition from previous insurer. The online service was straight forward too and I got covered without having to speak to anyone. The range of cover was excellent, so that’s why I chose 1st Central”.

Real people. It's central.

“I’ve been with First Central for 2 years and their customer service has been really good anytime that I’ve had to contact them. I love how I get to talk to a real person when I need to. They are supportive and provide great advice”.

Fair price. It's central.

“Their pricing is fair and the customer experience reminds me of a time when service really mattered. They're a refreshing touch in this modern age”.

Understanding. It's central.

“I passed my driving test in 2020, and my first insurer kept putting my price up. 1st Central were very understating of my situation as a first-time driver and will contact me if they see if I am struggling with payment…I think that is very considerate, and I really appreciate the support”.

Excellent service. It's central.

“The price for my cover is very reasonable for the level of cover I receive, and the customer service is excellent. Anytime I’ve had a to call the response times have been great and the advisor was very helpful”.

Support. It's central.

“I’ve only ever had insurance with 1st Central. The price has been reasonable, and I’ve also been given the support I needed throughout my time of being a customer, so I’ve never felt the need to move”.

multicar

Start protecting your cars today

Get a Multicar quote

Answers to important questions

Explore all FAQs
Do you offer a Multicar discount?

Yes, we now offer a multicar discount for existing customers. You can now get £50 off a new policy for each additional vehicle you or a member of your household insure with us.

Just click on the link below, or send it to other members of your household:

https://www.1stcentralinsurance.com/multicar

  1. The additional policy must be purchased for the same address as your existing policy and applies to new policies only
  2. The exclusive £50 discount is only available on new quotes generated directly through 1st Central’s website. The discount is included in the final quoted price shown, isn’t cashback, and may be withdrawn at any time
  3. This discount can’t be used in conjunction with any other offer
  4. The discount is taken off the additional car premiums only and not discounted off your first car policy and isn’t transferable. All new quotations are subject to the current underwriting terms and we may be unable to fulfil some new quotes
  5. The multicar discount is available for up to five additional vehicles in your household
  6. Any policies purchased through the Multicar discount remain separate policies and are subject to their individual terms and conditions
  7. This promotion is administered on behalf of 1st Central by First Central Insurance Management Ltd whose registered address is Captial House, 1-5 Perrymount Road, Haywards Heath, West Sussex, RH16 3SY

What is the difference between a courtesy car and Hire Car?

A 1st Central comprehensive policy includes a courtesy car as standard. A courtesy car will be available to you if your car is being repaired with one of our approved repairers (subject to availability) following a claim.

If your car's a write off (where your car is deemed beyond economical repair following an accident or theft) you won't be supplied with a courtesy car.

Hire Car Cover is available for an additional premium and will cover you if your vehicle is written off or stolen. 

View full details of our Hire  Car Cover.

Can I add a second car to my policy?

Yes, we've recently made changes to our second car discount to make it better for you.

Previously you could only use this discount on one other vehicle in your household, but now you can use it on up to five additional vehicles that are in your household.

To get this offer, click the link below or pass it onto other members of your household.

What are the terms and conditions for the multicar renewal competition?

Multicar renewal competitions terms & conditions  

1. The additional policies must be purchased for the same address as your existing policy and applies to new policies only.

2. The £50 discount is available on new quotes generated directly through the 1st Central website. The discount is included in the final quoted price shown, is not cashback, and may be withdrawn at any time. 

3. If you are an existing customer with a single policy and a member of your household purchases a policy, you will be eligible to receive a £50 discount applied to your policy premium at the time of renewal.

4. This discount cannot be used in conjunction with any other offer.

5. All new quotations are subject to the prevailing underwriting terms. It is possible that we may be unable to fulfil certain new quotes.

6. The Multicar discount is available for up to 5 additional vehicles in your household.

7. Any policies purchased through the Multicar discount remain separate policies and are subject to their individual terms and conditions.

8. 1st Central Connect customers are excluded from this offer.

 

What are your car insurance administration fees?

Details of our fees can be found here

Terms and Conditions

1. The additional policies must be purchased for the same address as your existing policy and applies to new policies only.

2. The £50 discount is available on new quotes generated directly through the 1st Central website. The discount is included in the final quoted price shown, is not cashback, and may be withdrawn at any time. 

3. If you are an existing customer with a single policy and a member of your household purchases a policy, you will be eligible to receive a £50 discount applied to your policy premium at the time of renewal.

4. This discount cannot be used in conjunction with any other offer.

5. All new quotations are subject to the prevailing underwriting terms. It is possible that we may be unable to fulfil certain new quotes.

6. The Multicar discount is available for up to 5 additional vehicles in your household.

7. Any policies purchased through the Multicar discount remain separate policies and are subject to their individual terms and conditions.

8. 1st Central Connect customers are excluded from this offer.