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Explore our range of products
Whatever your needs, we’ve got a policy for everyone with as many or as few features as you like.
Filter our car insurance products by cover type:
1st Central Essentials
Essential cover for your home's protection.
Heres whats covered
-
Includes: All standard benefits
-
Includes: All standard benefits
-
Includes: Buildings cover limit - £500,000
-
Includes: Emergency access - £2,000
-
Does not include: Test Home Feature 2
- Fire, explosion, lightning, or earthquake
- Smoke
- Storm or flood
- Subsidence, heave and landslip
- Falling trees and branches
- Falling television and radio aerials (including satellite dishes) and their fittings and masts
- Riot, civil commotion, labour disputes and political disturbance
- Collision involving any:
- Vehicle
- Aircraft (including flying objects) and anything falling from them
- Animal
- Theft and attempted theft
- Vandalism and malicious acts
- Escape of water from any:
- Fixed water tank
- Water pipe
- Fixed central-heating system
- Domestic appliance
- Frost damage to plumbing (within your home)
- Accidental damage to underground drains, pipes, cables and tanks
- Oil escaping from any:
- Fixed central-heating
- Oil tank
- Domestic heating appliance
1st Central Essentials
Essential cover for your home's protection.
Heres whats covered
-
Includes: All standard benefits
-
Includes: All standard benefits
-
Includes: Contents cover limit - £50,000
-
Includes: Emergency access - £2,000
-
Does not include: Test Home Feature 2
- Fire, explosion, lightning, or earthquake
- Smoke
- Storm or flood
- Subsidence, heave and landslip
- Falling trees and branches
- Falling television and radio aerials (including satellite dishes) and their fittings and masts
- Riot, civil commotion, labour disputes and political disturbance
- Collision involving any:
- vehicle
- aircraft (including flying objects) and anything falling from them
- animal
- Theft and attempted theft
- Vandalism and malicious acts
- Escape of water from any:
- fixed water tank
- water pipe
- fixed central-heating system
- domestic appliance
- Oil escaping from any: -
- Fixed central-heating oil tank
- domestic heating appliance
Away from home cover is available as an optional extra.
1st Central
Our standard level of cover with more benefits.
Heres whats covered
-
Includes: All standard benefits
-
Includes: All standard benefits
-
Includes: Buildings cover limit - £500,000
-
Includes: Emergency access - £2,000
-
Does not include: Test Home Feature 2
- Fire, explosion, lightning, or earthquake
- Smoke
- Storm or flood
- Subsidence, heave and landslip
- Falling trees and branches
- Falling television and radio aerials (including satellite dishes) and their fittings and masts
- Riot, civil commotion, labour disputes and political disturbance
- Collision involving any:
- Vehicle
- Aircraft (including flying objects) and anything falling from them
- Animal
- Theft and attempted theft
- Vandalism and malicious acts
- Escape of water from any:
- Fixed water tank
- Water pipe
- Fixed central-heating system
- Domestic appliance
- Frost damage to plumbing (within your home)
- Accidental damage to underground drains, pipes, cables and tanks
- Oil escaping from any:
- Fixed central-heating
- Oil tank
- Domestic heating appliance
1st Central
Our standard level of cover with more benefits.
Heres whats covered
-
Includes: All standard benefits
-
Includes: All standard benefits
-
Includes: Contents cover limit - £50,000
-
Includes: Emergency access - £2,000
-
Includes: Test Home Feature 2
- Fire, explosion, lightning, or earthquake
- Smoke
- Storm or flood
- Subsidence, heave and landslip
- Falling trees and branches
- Falling television and radio aerials (including satellite dishes) and their fittings and masts
- Riot, civil commotion, labour disputes and political disturbance
- Collision involving any:
- vehicle
- aircraft (including flying objects) and anything falling from them
- animal
- Theft and attempted theft
- Vandalism and malicious acts
- Escape of water from any:
- fixed water tank
- water pipe
- fixed central-heating system
- domestic appliance
- Oil escaping from any: -
- Fixed central-heating oil tank
- domestic heating appliance
Away from home cover is available as an optional extra.
1st Central Premier
Comprehensive cover with added reassurance and increased limits.
Heres whats covered
-
Includes: All standard benefits
-
Includes: All standard benefits
-
Includes: Buildings cover limit - £500,000
-
Includes: Emergency access - £2,000
-
Includes: Test Home Feature 2
- Fire, explosion, lightning, or earthquake
- Smoke
- Storm or flood
- Subsidence, heave and landslip
- Falling trees and branches
- Falling television and radio aerials (including satellite dishes) and their fittings and masts
- Riot, civil commotion, labour disputes and political disturbance
- Collision involving any:
- Vehicle
- Aircraft (including flying objects) and anything falling from them
- Animal
- Theft and attempted theft
- Vandalism and malicious acts
- Escape of water from any:
- Fixed water tank
- Water pipe
- Fixed central-heating system
- Domestic appliance
- Frost damage to plumbing (within your home)
- Accidental damage to underground drains, pipes, cables and tanks
- Oil escaping from any:
- Fixed central-heating
- Oil tank
- Domestic heating appliance
1st Central Premier
Comprehensive cover with added reassurance and increased limits.
Heres whats covered
-
Includes: All standard benefits
-
Includes: All standard benefits
-
Includes: Contents cover limit - £50,000
-
Includes: Emergency access - £2,000
-
Includes: Test Home Feature 2
- Fire, explosion, lightning, or earthquake
- Smoke
- Storm or flood
- Subsidence, heave and landslip
- Falling trees and branches
- Falling television and radio aerials (including satellite dishes) and their fittings and masts
- Riot, civil commotion, labour disputes and political disturbance
- Collision involving any:
- Vehicle
- Aircraft (including flying objects) and anything falling from them
- Animal
- Theft and attempted theft
- Vandalism and malicious acts
- Escape of water from any:
- Fixed water tank
- Water pipe
- Fixed central-heating system
- Domestic appliance
- Frost damage to plumbing (within your home)
- Accidental damage to underground drains, pipes, cables and tanks
- Oil escaping from any:
- Fixed central-heating
- Oil tank
- Domestic heating appliance
Away from home cover is available as an optional extra.